Terms and Conditions

Users who access any of our websites are subject to the following terms and conditions, which we reserve the right to change at any time. If you do not agree to these terms and conditions, do not use our websites.
These websites are provided as is. While we try to keep the information, materials and processes as current and accurate as possible, we make no warranties or representations of any kind about the sites or the information, software, functions, processes or other content therein. We reserve the right to change, add or remove portions of the sites at any time for any reason. We have no control over or responsibility for content or operation of other websites linked to from our sites and do not endorse or warrant those sites or their sources.
We accept no liability for damages resulting from use of our sites or any hyperlink to our sites. We disclaim any warranties, expressed or implied, including, without limitation, non-infringement, merchantability or fitness for a particular purpose. We make no guarantee that access to our sites will be uninterrupted, error-free or free from viruses or other harmful code.
Use of any of our sites to apply for a student loan does not automatically qualify the applicant for a loan. We must first review and approve any applications/requests submitted before they become effective. We reserve the right to reject requests that are submitted on altered forms. Repayment estimates provided by calculators on our sites may differ from the actual, applicable amounts.
Our sites may collect user information, such as browser types, domain names, IP addresses, pages visited and the length of user sessions, for the sole purpose of website enhancement. No information automatically collected is shared with third parties for advertising or other purposes, except for contractors who assist with programming and technical aspects of hosting and operating the websites. Personal information provided by users will be used only to lawfully administer user loan accounts and/or provide user services, products and opportunities. Transmissions to and from our websites may not be confidential and, consequently, may be read or intercepted by others.
Users of these sites shall not transmit or post any information to our sites that infringes the copyright or property rights of others.