Investor Relations

Overview of financial information for the corporation including annual reports and audited financial statements, as well as student loan revenue bond information, can be found here after you have accepted the Terms of Use.

  • GENERAL TERMS OF USE
    1. Viewing PDF DocumentsBy selecting the appropriate hypertext link available on "https://www.khecorp.org/khecorp/pages/investorRelations.faces" (the "KHESLC Investor Relations Page"), you may access the final Official Statement of the Kentucky Higher Education Student Loan Corporation ("KHESLC") (collectively referred to herein as "Official Statements") with respect to each series of KHESLC's outstanding bonds (the "KHESLC Bonds") and certain other documents, data and reports pertaining to KHESLC, each respective trust estate securing KHESLC Bonds (each, a "Trust Estate") and the respective portfolios of loans included in each Trust Estate. The documents, data and reports you access through these links have been electronically converted to the Adobe® Portable Documents Format ("PDF"). PDF is a widely used electronic publishing format that allows anyone using Adobe® Acrobat® Reader® software to view and print a document with its original appearance preserved. You may obtain the most recent version of the Acrobat® Reader® software free of charge from the Adobe® Web site at www.adobe.com. Using software other than the latest version of Acrobat® Reader® may preclude you from accessing the document you wish to view or may cause the document that you view or print to differ from the original.
    2. Dates of Documents Any financial document or portfolio information posted that is accessible through the KHESLC Investor Relations Page is marked with a dated date and speaks only as of that dated date, which may be prior to the date on which it is posted on the KHESLC Investor Relations Page. You are cautioned not to assume that any information has been updated beyond its applicable dated date, unless a document so posted expressly states that it constitutes an update of a specific portion of a document. No inference should be made that the information contained in any document so posted has remained the same since its dated date.
    3. KHESLC has not undertaken to update any information that is accessible through the KHESLC Investor Relations Page regarding portfolio informationKHESLC expressly disclaims any duty to update any information or responsibility for adding or supplementing documents, data or reports that is accessible through the KHESLC Investor Relations Page. If updates are made or additional or supplementary documents, data or reports provided, KHESLC does not undertake to continue to do so. The information and expressions of opinion herein are subject to change without notice and the posting of information that is accessible through the KHESLC Investor Relations Page does not imply that there has been no change in the affairs of KHESLC or related entities or in other matters addressed by the posted information.
    4. Unauthorized Use Not Permitted The KHESLC Investor Relations Page is a portion of KHESLC's official Web site. KHESLC disclaims all responsibilities for any copies, modifications, and reproductions of the KHESLC Investor Relations Page or the information it contains that are not produced by KHESLC. All users of the KHESLC Investor Relations Page remain subject to the general Terms of Use and Disclaimer of KHESLC's Web site.
    5. Other Information May Be AvailableThe information that is accessible through the KHESLC Investor Relations Page is provided for the user's convenience, but such postings may not provide all information that may be of interest to investors. There may be other documents containing relevant information regarding KHESLC and its loan finance program, which may be available from other sources, including, among others, the federal Department of Education.
    6. Links To Other WebsitesLinks to other Web sites have been avoided in the Investor Information Web pages. Rather, KHESLC may provide addresses of other Web sites to allow you independent access to other organizations whose expertise may be of value as an educational or reference tool. If you access one of these Web sites, remember that KHESLC has not participated in the preparation, compilation, or selection of information on any other Web site, and assumes no responsibility or liability for the views, content, or accuracy of any other Web site.
    7. Not Liable For DamagesIn no event shall KHESLC, its attorneys, financial advisors or any underwriter, broker–dealer or remarketing agent for KHESLC's securities be liable for any special, incidental, direct, indirect or consequential damages of any kind, or any damages whatsoever, on any theory of liability arising out of or in connection with the accessing, viewing or use of any document, data, report or other information that is accessible through the KHESLC Investor Relations Page. Without limitation to the foregoing statement, under no circumstances shall KHESLC have any liability to any person or entity for any loss or damage in whole or in part caused by, resulting from or relating to any error, whether neglectful or otherwise, or other circumstances involved in procuring, collecting, compiling, interpreting, analyzing, editing, transcribing, communicating or delivering any such document, data, report or other information.
    8. No Warranty as to InformationAll information contained on the KHESLC Investor Relations Page has been obtained from sources that are believed by KHESLC to be reliable and all such information is believed by KHESLC to be accurate as of its date. Because of the possibility that such information may have changed after its date and the possibility of human and mechanical error, as well as other factors, however, such information is provided "as is" without warranty of any kind. Without limitation to the foregoing statement, no express or implied warranty is made, or should be inferred from the posting of any such information on the KHESLC Investor Relations Page, as to the accuracy, timeliness or completeness of any such information or as to the adequacy of such information as a basis for the primary or secondary market sales or purchases of KHESLC Bonds.
  • ADDITIONAL TERMS OF USE APPLICABLE TO OFFICIAL STATEMENTS
    1. Official StatementsEach of the Official Statements posted on the KHESLC Investor Relations Page, and any supplement to any such Official Statement, speaks as of its respective date and the posting of such is not intended as a representation of the continued accuracy or completeness of the information contained in any such document at any time after such date. The posting on the KHESLC Investor Relations Page of certain subsequently issued documents that contain information with respect to matters that were addressed in an Official Statement does not constitute an undertaking to update that Official Statement as to those, or any other, matters. In addition, the posting on the KHESLC Investor Relations Page of documents that contain information with respect to matters that were not addressed in an Official Statement is not intended as a representation of the materiality of such information to holders or potential holders of the KHESLC Bonds addressed by that Official Statement.
    2. Not an Offer to Sell/Buy SecuritiesThe information that is accessible through the KHESLC Investor Relations Page is provided for informational purposes only and does not constitute an offer to sell or buy securities or the solicitation of an offer to sell or buy securities and should not be relied upon to provide specific offering information in connection with any issuance, sale, resale, remarketing or redemption of KHESLC Bonds. KHESLC Bonds may be offered, and may be sold, only by means of an Official Statement provided by broker–dealers authorized and properly registered and licensed to make such offers and sales. No document, data or report that is accessible through the KHESLC Investor Relations Page is intended for reference in connection with any securities other than KHESLC Bonds. KHESLC Bonds described in an Official Statement may not be offered or sold in any jurisdiction in which such offer or sale would be unlawful prior to their registration, qualification or exemption under the securities laws of such jurisdiction. Under no circumstances does the inclusion of any Official Statement that is accessible through the KHESLC Investor Relations Page constitute an offer to sell or the solicitation of an offer for the purchase or sale of any securities. If you are interested in purchasing or selling KHESLC Bonds, please contact a registered and licensed investment advisor or broker and obtain current information with respect to those securities.
    3. The information that is accessible through the KHESLC Investor Relations Page is subject to completion and amendment after its dateThe information that is accessible through the KHESLC Investor Relations Page may have changed since its date. Any such information that is accessible through the KHESLC Investor Relations Page is for historical information purposes only, neither KHESLC nor any underwriter, broker–dealer or remarketing agent of KHESLC Bonds represents that the information that is accessible through the KHESLC Investor Relations Page is correct or complete as of any date or time. Additional or more current information may be available from other sources.
    4. KHESLC makes no representation as to the current accuracy or completeness of any information contained in any Official StatementThe availability of any Official Statement that is accessible through the KHESLC Investor Relations Page does not create any implication that the information therein remains true, correct and complete after its date or that there have been no changes in the information presented in such Official Statement subsequent to its date. Maintenance of the availability of any Official Statement that is accessible through the KHESLC Investor Relations Page is not intended as a re–publication of the information therein on any date subsequent to the date set forth in the Official Statement.
    5. Information that is accessible through the KHESLC Investor Relations Page may be discontinued, modified or amendedKHESLC is not undertaking any responsibility for updating, adding or supplementing documents, data or reports that are accessible through the KHESLC Investor Relations Page. If KHESLC does provide any updated, additional or supplementary documents, data or reports, it does not undertake to continue to do so. KHESLC may discontinue the provision of such documents, data and reports at any time without notice. Any Official Statements maintained on this section of this Web site are for archival purposes only. KHESLC has not undertaken to update any information contained in any Official Statement other than at the times and in the manner expressly stated in such document, and the availability of any Official Statement through the KHESLC Investor Relations Page does not create any implication that the information therein remains correct after its date or that there have been no changes in the portfolio information or in the financial condition or other affairs of the parties described in any such Official Statement subsequent to its date.
    6. Information May ChangeThe information in any Official Statement or other document, data or report that is accessible through the KHESLC Investor Relations Page may, and most likely will, have changed since its date. In particular: (i) the portfolio information included in any Official Statement or that is accessible through the KHESLC Investor Relations Page changes constantly; and (ii) certain of the provisions of the Federal Higher Education Act that are described in each of the Official Statements have been amended since the respective dates of such documents. By making such documents or information accessible through the KHESLC Investor Relations Page for historical information purposes only, neither KHESLC nor any of the underwriters, broker–dealers or remarketing agents for KHESLC’s Bonds represent that the information contained in any Official Statement or other document is correct or complete as of any date or time. Additional or more current information may be available from other sources. Without limitation to the foregoing statements, authorization to originate loans under the Federal Family Education Loan Program has been limited to loans that are initially disbursed prior to July 1, 2010 by operation of the Health Care & Education Affordability Reconciliation Act of 2010.
    7. Estimates or Other Forward–Looking StatementsThe Official Statements or other documents or reports that are accessible through the KHESLC Investor Relations Page may make "forward–looking statements" by using forward–looking words such as "may," "will," "should," "expects," "believes," "anticipates," "estimates," or others. You are cautioned that forward–looking statements are subject to a variety of uncertainties that could cause actual results to differ from the projected results. Because KHESLC cannot predict all factors that may affect future decisions, actions, events, policy decisions, or financial circumstances, what actually happens may be different than what is included in forward–looking statements.
    8. Investment DecisionsThe information that is accessible through the KHESLC Investor Relations Page is not intended to replace any information or consultation provided by a professional financial advisor. Other than the specific information that is accessible through the KHESLC Investor Relations Page, no other information on KHESLC's Web site is intended to be the basis of or should be relied upon in making an investment decision.
  • IMPLIED CONSENT TO TERMS OF USEBy accessing the KHESLC Investor Relations Page, you acknowledge that you have read and understand the information provided above and that you accept and agree with the conditions and limitations set forth above.